Showing posts with label My Little Piece of Paradise. Show all posts
Showing posts with label My Little Piece of Paradise. Show all posts

Tuesday, May 24, 2011

Panic ~ 32 days


It is a panic...

In 32 days we leave cold, wet, icy Ballarat, Victoria for sunny North Bundaberg, Queensland. As Geoff (from Late Night with Craig Ferguson) would say - "oh my" "In Your Face"...

And I am on the brink of a break down! How on earth do we cull and entire house down to be a pop up caravan and rear end of the station wagon! Of course Husband (probably sensibly) wants to go through every box, drawer and make sure there are not items we should keep ~ while I just want to chuck everything and anything out. Be gone - move on.

We are going to run out of time is my big fear. Of running out of money to get petrol along the way. Mind you ~ I have prudently got a few vouchers from surveys these past few weeks and now have a tidy $250 in 'universal' (excluding Woolworths) vouchers which can get food, petrol and we'll leave one with MIL for the cats keep for a month.

Still each day sees the bin fill a little more, the garage empty further, the rooms trim down to be a little less cluttered. This weekend is THE garage sale ~ aside from a few major items, most of the things for sale will be $1-$2. If even half the stuff sells - we should get a few hundred dollars. We will be needing it because we are on the wire with all of this moving, culling and simplifying.

Once we get to the end of the garage sale it will be a heck of a lot easier. Because then things can just go straight into the dump bin. Would anyone be interested in a big box of perfectly clean, white cloth nappies? Seriously I have some beautiful kids stuff - kept in anticipation of the additional kids we tried to have. Sadly, too many just didn't stick any longer than a few months so we have our two to love and have had to leave it there.

Now it is time to move into the future and its a very exciting one. 

I could not wish or want for more...


About the debt

For all the chaos, we are down to a few big debts remaining. There is the personal loan, the credit card, the line of credit and the mortgage. We have paid the gas, the electricity, the school fees, the insurance, the fridge, the dental bill, homecare, the rates, our magazine subscriptions, phone bills - any thing which is not up to date with payments is now cancelled, paid in full. Woo Hoo!!

Sadly - the line of credit is at $19000, the credit card is almost $5000 and the loan is $3500. But the BIG picture of having a debt of $37000 back in September/October, this is now $27500 ~ almost $10000 less than it was 8-9 months ago. On a combined income of less than $30000. 

The mortgage is up to date ~ with a payment waiting. Mind you ~ the savings we had stashed for the solar panels have been used for the car's engine and repairs to get registered and back on the road, plus the pop top van and its registration. We've still got about $1000 left however its going to be for getting the house ready for tenants. 


Already the big expense will be cutting back the giant soap gum tree at the front door and the silver gum at the fence line. The beautiful big soap gum which has featured so many time in pictures is dying. It appears the roots have been cut over on the neighbours' property some time last year (we won't go there - it happens) and ants have started to create a huge nest in the trunk, weakening it to the point it will be dangerous in the coming year. 

The silver gum has been cut back so many times on one side by the power company, it is now unbalanced. If they could simply trim on both sides it would not be so lop-sided. Oh well ~ that's what you get with the bureaucracy of 'safety'.

Time to go ~ let's see who the focus of packing continues...



Tuesday, May 10, 2011

Achievement: Welcome to the dumper bin to take the stuff away...


Would never have thought something like this could make me soooo excited *cheers*

Had problems with the Blogger yesterday - so this is the one that didn't post:
Today we welcome the (extremely much more bigger than we thought) dumper bin with the walk in door thing so we don't need to throw over a 'side' ~ oi vie this is definitely a huge 'gift' and the same price as the one we chose so - that's a bonus. All it needed was a big bow on the side and I would have cried with glee!!

The purpose is more than just to clear up for putting all our stuff in storage ~ this whole purge has been coming over the past ten years and interrupted by surgery. Nay ~ delayed by focussing on health for a few years over monetary rewards. 

Ultimately by sacrificing the need for the "materialistic" reward, Husband and I have grown closer together, more united and stronger for each other, the boys, ourselves. More value to be able to accept, deal with and iform stronger connections to continue this journey together than have the 'best job', with the best façade, weakest outcome.


The Frugalista's 23rd Psalm
The Lord is my shepherd, I shall not shop.
For yea though I walk through the valley of the shadow of goodies
I shall spend no money,
For surely I have enough STUFF to last me all the days of my life!
Amen.


At long last, those final few little Bonds romper-suits up to 21 years of age are going. May they help another and hold as they have for my two boys. Almost every item with a hole, a tear is going. The fire will help destroy some of the more personal papers but all the papers from the past two decades is going. I found a letter advising me I'd not successfully got a job from way back in the 90s. Took a pic - tossed it out. Lots of documents relating to templates, admin business practices, superseded legislation all to go. 


Over the past week - I've had some amazing horoscope predictions ~ each one finding a way to result in something better or more appropriate than the previous. My favourites were:
SCORPIO (29 April NZ/Australia) ~ As much as the Moon may want you to focus on your personal life today Jupiter and Mars, the planets of luck and of passion, drive and ambition have other ideas. Jupiter and Mars begin their first alignment in your work sector since 1975 and it comes just when with one last push you're going to achieve the breakthrough that you have been so close to since this time last month. This time, with one last push you'll be on your way, with nothing holding you back.
SCORPIO (07 May NZ/Australia) ~ When it comes to your financial situation or your money game keep your ear to the ground, listening to your instincts and your intuitive responses, especially when it comes to a better understanding of the past. It’s the Moon’s alignment with the South Node in your financial sector, just 2 weeks before the Sun is due to arrive, that will be giving you a chance to clear the air and get things up to speed before moving on.

But I do like todays offering ~ I read it as still showing we are taking the better option offering a better gain in the future, it's been rather interesting: 
SCORPIO (09 May NZ/Australia) ~ With Mars leaving your work sector in 2 days time and Venus and Mercury in a week from today, there is a new sense of urgency kicking in, especially now any roadblocks are behind you or you at least know what you're dealing with. Continue to work within your capabilities, without playing the superhero, working smarter rather than harder. Look for ways you can accomplish what you need to, with your available resources.

Can you see it follows the softly, slowly My Cheeky Monkey approach we've used over the recovery only this time it has a defined deadline or action date of 30 June/1 July.

And you if you need to take a moment and enjoy a full on belly laugh ~ have a look at the link below. Its a YouTube link but the best animal maaster interaction with the dog's 'voice' exactly as you could imagine a dog talking - laughing still and I've watched it a dozen times :D
http://www.youtube.com/user/klaatu42?blend=6&ob=5#p/c/0/nGeKSiCQkPw



Sunday, May 8, 2011

Best Gift A Mother Can Get...


Happy Mothers' Day to all the Mothers ~
Those who are Mothers, Had Mothers, Have Been Mothers ... May there have been sunshine in your day if you do that kind of thing...



We've just got back from a weekend in Melbourne's inner and bayside areas ~ the majority of time was spent with family from both sides - catch up for Mothers Day with the mums. There were token gifts given to the 'Nannas'. It was more about 'family' ~ we stayed with Husband's Mum Friday night, and enjoyed a delicious dinner around the dinner table. Saturday was two nephews first birthdays which gets all my 'side' together - yea hah?! It was a great kid party, awesome to see near all my family together and it was very happy, chatty kinda get-together. Good fun.

Dinner with a girlfriend of ours (SlateyChickie) and her cool hubby and gorgeous (sweetie, darling) girls. Stayed at my Mums - had pikelets for brekkie and home again, home again ~ no jiggity, but let chooks out, collected eggs - half a dozen! good gerls. We've been nice to cats, given them some extra cuddles and food and now all the Sunday afternoon blah blah you need to catch up on. 


Its Mothers Day ~ hope you're having a good one. 

As with most of the commercial holidays we seem to 'enjoy' ~ "Mothers' Day" type days are used to set a date to be met to celebrate being able to purchase something needed . . . like coordinating the delivery of (say) chickens - best "mothers day" present 4-5 years ago. Or the water tank arriving just/before after dads day and put a picture of it beside his morning cuppa with delivery due 'on Wednesday'.

This mothers day I am getting a commitment from my boys to undertake ruthless culling of non necessities - and a 15m dumper-bin to put it all in. The bin has been paid for already with one additional week of 'service'. This is being delivered on Monday morning (tomorrow) for all the junk, rubbish to be 'gathered'. Its a real ruthless cull of 'sort, sell, store or scrap' 

Yeah Sita ~ "Stuff Is Taken Away"!! Perfect 'timing' ~ and what mum wouldn't love a mothers day gift which goes for two weeks and ends in every last piece of cr£p be gone, taken away, not just moved to another place to be dealt with another day?!? And at about only *exactly* $426.62 is what it costs to give, including *free* labour and (in)assurance of a job well done. I know I can count on SITA hauling the skip away, and count on SmallBoy with his broken leg to clear out his room 'clutter' and Husband to work through the garage so I can pack down the house into boxes for storage in there.
Best ever 'Mothers Day' present - after the chickens...


3/4 size initial compromise
We're up to $1100 on the car repair to have the engine changed over, a few minor works to ensure running - still under budget, but we dont yet know what is required for road worthy & rego, hoping only $1000-$1500 more and allow us a little more for the pop top van budget (please!!) as the middle way point of portable accommodation on wheel compromise.  
More in budget ~ but older type range
None of the options are what you would really call caravans in that type we all remember from our child-hoods. It will be lower on the petrol, ideally we will be staying with friends along the way up with inside spare rooms each night and only need trailer space and at the moment it is all about the budget. We are looking forward to this helping reduce ours and aid health, 

But at the moment it looks like we have a camper trailer type budget to work with at best. It's a case of the 3/4 size caravan vs a pop-top (attaching a rack to enable taking our queen mattress) now down to one we put our mattress in/on, the top rises to a small upright tent with annex room structure needing a few pegs to secure and store items to come to QLD under the mattress base, giving us the rear of the station wagon and level 'queen-size' trailer of space as what we can take. 
A truly 'ideal' ~ if really lucky...
I had the chance to look back to the start of this blog ~ that Front Page type of first post you write when you start writing about your aims, the plans or 'Mission' you are setting out on, what you hope to achieve... Truly we have come far from that October last year when it all felt a bit cold, stark and overwhelming on a negative. Nothing has been mind-blowingly amazing like saving $10k and halving the debt ~ more lots of little chips and changes, extra payments on debts and little adds to the savings, negotiation and compromises, smart decision and purchases.

But it is a long way from the first blog post when you remember where we started our Mission and compare it to where we are now about to make that move to Queensland - and into the region we had originally chosen for ourselves to introduce ourselves into state. It might be 3-4 years behind schedule but I can read that entry and see the history leading to the moment - to the here and now and where we are going with so much more confidence, opportunity and experiences to gain. Brilliant!!



Got a lot to do before we get to Qld and only 8 weeks to do it in! 

Looking for Whiskers cat food under $1 this week - have a $10 mystery shop coming up so we have an 'extra $10' in the budget this week. With a $21 or less 'limit' while we eat down the pantry, etc ~ I get the 'looking for sorbent' on special this week/next week type of shopping - we were having a chat on Simple Savings about keeping things 'less' or 'low'. Fingers crossed someone has it at 79c again soon and at the supermarket of my 'shop'.

Time for me to go ~ back in the next day or two.
Oi vie it does begin :D


Wednesday, April 13, 2011

Wordless Wednesday ~ Weather Wise

In recognition of an amazing seven days of weather ~



  


   

   


   




Wordless Wednesday herehere and here.